Anatoliy Vladimirovich Kochev
Founder of the Kopium project
Author of materials on personal finance and financial discipline.
Expertise
- Education: accounting and audit
- Experience: accountant, chief accountant
- Topics: personal finance, budgeting, financial discipline
About
It matters to me that accounting and financial habits help people feel confident in their decisions rather than anxious. That is why in my articles I rely not only on theory but also on practical experience and real-life situations.
Contacts and public profiles
Feel free to write about articles and the project. I do not provide personal finance consultations.
- Email: a.kochev@kopium.ru
- Telegram: @poetiq
Author articles
- Avoid a negative credit card balance: causes and plan
- How Much Can You Spend Each Month Without Worrying About the Future
- Subscription or one-time purchase: when it's worth it
- Why Money Keeps Disappearing with a Normal Income Each Month
- How to plan a family budget without fighting about money
- Financial Habits That Make You Richer
- Reduce Loan Term or Payment: What Is Better When You Prepay
- Emergency fund: how much you need and how to build it
- Expense categories: how to set them up and avoid recategorizing
- How to Avoid Impulse Purchases
- Do you need to track your personal finances?
- 50/30/20 Rule: How to Allocate Income by Categories