Smart money tracking without apps
Works on every device.
Just open the browser and run your budget with ease.
What is Kopium
💸 Kopium is your personal finance assistant. It won't let you forget how much you spent on coffee and helps you save for a vacation.
- Tracks income and expenses
- Helps set and reach financial goals
- Your data stays with you
Who is it for
Track shared expenses, plan big purchases, and save for important goals together.
Start a finance habit small: log expenses, watch your balance, and avoid going into the red.
Monitor income and expenses. Kopium helps you see real profit and prepare for taxes.
Excel needs formulas and constant setup. In Kopium everything works out of the box: track and analyze without extra hassle.
Key features
Add and manage multiple currencies.
Create and configure accounts.
Group expenses and income by categories.
Add tags for flexible filtering.
Save and track counterparties.
Link transactions to locations.
Early users say
Frequently asked questions
Create 8-12 categories and log purchases right after payment. Review the category report once a week to see where money leaks and where you can cut back.
Start with required payments (housing, loans, phone/internet), then set limits for food and transport. Leave 5-10% for unexpected costs so the budget does not break.
Start with the basics: food, transport, housing, health, kids, subscriptions, entertainment, other. If "other" grows, split it into 2-3 new categories.
Yes, just note the payment method when recording a transaction. Reports will show how much goes to card vs cash, and you will spot impulse buys more easily.
Excel is more flexible but takes time to set up and discipline to maintain. An app is faster for day-to-day spending and provides ready-made reports, so it is easier to keep the budget under control.